Wealth in a World of Change requires New Ways of Managing Wealth

Fritz Kaiser

Executive Chairman Kaiser Partner

Asset Allocation Types

Kaiser Partner Financial Advisors follows these typical asset allocation types to meet your investor personality:

Fixed income (conservative type)

The goal of this strategy is to preserve the value of your assets while profiting from a regular interest return and a very low risk. We avoid equities and concentrate on a mixture of bonds, short-term investments, convertible bonds and alternative investments.

  • Preservation of asset value
  • Very low risk
  • Regular interest returns
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • No equity investments

Income (conservative type – balanced type)

Aiming to generate long-term asset growth, this strategy focuses on low-risk interest returns and capital gains. We achieve this with the same asset mix as the “fixed income” strategy, plus a few careful equity investments.

  • Long-term asset growth
  • Low risk
  • Interest and dividend returns plus capital gains
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • A few equities

Balanced (balanced type)

If you want balanced long-term asset growth and can accept moderate risk, we advise this strategy. An increased share of equities – compared with the “income” strategy – results in increased earnings expectations.

  • Long-term balanced asset growth
  • Moderate risk
  • Interest and dividend returns plus capital gains
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • Increased share of equities

Capital gain (long-term type)

With a long-term investment strategy you can invest in instruments that are more volatile but that can potentially deliver greater returns from capital gains, interest and dividend payments.

  • High potential long-term asset growth
  • High volatility / higher risk
  • Returns from capital gains, plus interest and dividend payments
  • Bonds and short-term investments
  • Convertible bonds
  • Alternative investments
  • Higher share of equities